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Visionary Founders

Investing in early-stage and growth-stage tech companies inherently carries risk, including the possibility of losing your entire investment. These are private market investments which are less liquid than public stocks. We focus on quality opportunities and due diligence to mitigate risks, but they cannot be eliminated.

While not mandatory, we encourage investors who are available to occasionally help entrepreneurs with specific knowledge or network access. This is part of the value our network of over 60 experienced entrepreneurs brings to the portfolio companies.

Yes, for direct equity investments, one of the key aspects we offer is the ability for you to choose in which specific companies you want to invest on a deal-by-deal basis, after reviewing the business case we present. For direct lending funds, the investment team decides which investment to make.

While having sufficient knowledge to form your own opinion is important, as Capital Mills does not provide investment advice, we aim to make investing accessible. We start with a personal meeting and provide clear information on investment offerings. An entrepreneurial mindset and interest in innovative business cases are key.

No, Capital Mills does not provide investment advice. We present opportunities and detailed information, but you are expected to have sufficient knowledge to form your own opinion and make your own investment decisions.

The first step is a personal meeting with our team. This allows us to understand your investment interests and for you to learn more about our approach. After joining, you'll receive our newsletter with investment offerings.

We prioritize quality opportunities over swift capital deployment. Our process involves data-driven analysis using our Capital Mills Investor Platform (CMIP) and thorough due diligence by our experienced team, focusing on factors like scalability, market fit, and sustainable growth potential.

Investment horizons vary. Equity investments in private companies are typically long-term, often 5-10 years, as value is built towards an exit event (like a sale or IPO). Direct lending funds will have their own specific terms and durations for loan repayments. Repayments from direct lending funds start 13 months after start of the investment period.

We provide regular updates and maintain transparency through our Capital Mills Investor Platform, an online portal where you can access information about your investments and the performance of the companies or funds you've invested in.

You can invest in two primary ways: 1) Direct equity investments in specific tech companies, giving you a stake in their business, or 2) Participation in our direct lending funds, which provide loans to a portfolio of companies[3].

Capital Mills connects investors with promising European tech companies. We offer opportunities to invest directly in equity deals or through our curated direct lending funds, allowing you to support and benefit from the growth of innovative businesses.

The minimum investment amount can vary depending on the specific opportunity (equity deal or lending fund). This is typically discussed during our personal introductory meeting where we get to know your investment preferences. Ticket sizes start at € 50.000 for equity, fund participation from € 500.000 - with possible smaller commitments accepted by management.

We focus on B2B software and tech-enabled service companies that are well positioned to benefit from the AI boom. Sectors like RegTech, LegalTech, and FinanceTech are very promising and have our full attention. These are often companies building intelligent platforms that automate workflows or enhance compliance, aiming for sustainable, profitable growth.

When investing in equity, returns will vary significantly - depending on market conditions and company performance: from (partial) loss of principal to 10 x the money you invested. Average returns in Venture Capital in well diversified portfolios for 60% of funds are 12 -18%. The returns of our direct lending investments have been around 8% (2019 - 2022 batch) and 13% (current return Fund I).

We combine the benefits of investing together in a diversified portfolio with the ability to choose individual equity deals. A key differentiator is our network of over 60 entrepreneurs who invest alongside you and actively support portfolio companies. We also offer both equity and lending opportunities.